Personal Checking Accounts
Not everyone expects the same thing from a checking account. That's why we offer four different personal checking accounts, each with the features and options to meet your needs.
All of our checking accounts come with the following services:
- Free online banking
- Free bill pay
- Free debit card
- Surcharge-free ATM access in all 50 states
- Overdraft protection, subject to credit approval
- Special discounts on fees for mortgages closed with Bank of Utah
Compare the features and benefits of each account below. Find the account best suited for you!
|
EZ Checking
|
Premier Checking
|
Top 50 Checking¹
|
Premier Gold Checking
|
Student Checking
|
|
|---|---|---|---|---|---|
|
Earn Interest on balances over $500 |
- |
Yes |
Yes |
Yes |
- |
|
$100 minimum opening deposit |
Yes |
Yes |
Yes |
Yes |
- |
|
Unlimited Check-writing |
Yes |
Yes |
- |
Yes |
Yes |
|
Free Checks |
- |
- |
Yes |
Yes |
- |
|
No issuing fees on Money Orders, Cashier & Official Checks |
- |
- |
Yes |
Yes |
- |
|
Rent-free Safe Deposit Box for first year² |
- |
- |
Yes |
Yes |
- |
|
No monthly fee with a daily balance of |
$0 |
$400 |
$100 |
$2,500 |
$0 |
|
Monthly fee if balance drops below account minimum |
$0 |
$6 |
$6 |
$8 ($4 if 50+ years old) |
$0 |
|
Yes |
Yes |
Yes |
Yes |
Yes |
|
|
|
EZ Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Premier Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Top 50 Checking¹
Minimum to Open
Minimum to Earn APY
Variable APY³
Premier Gold Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
Student Checking
Minimum to Open
Minimum to Earn APY
Variable APY³
¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of January 16, 2019 and are subject to change at anytime.
|
Checking Accounts |
Minimum to Open |
Minimum to Earn APY |
Variable APY³ |
|---|---|---|---|
|
EZ Checking |
$100 |
|
|
|
Premier Checking |
$100 |
$500 |
0.05% |
|
Top 50 Checking¹ |
$100 |
$500 |
0.10% |
|
Premier Gold Checking |
$100 |
$500 - $4,999.99 |
0.05% |
|
Student Checking |
$25 |
- |
- |
|
|
|
|
|
¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of January 16, 2019 and are subject to change at anytime.
