Personal Checking Accounts

Not everyone expects the same thing from a checking account. That’s why we offer 6 different personal accounts, each with benefits and features to meet your unique needs.

Our two featured checking accounts can be opened safely online – in as few as 5 minutes.

Featured Checking Accounts

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Easy Checking

Keep your everyday banking simple,
with no monthly fee.
• $100 to open
• No monthly balance/no service charges

Open an Account

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Evergreen Account

Save and spend all at once —
a checking and savings blend.
• $100 to open
• Earn interest (see rates)

Open an Account

Great Features Come Standard

Bank Personally and Digitally

With a combination of in-branch services and convenient online and mobile banking tools

Manage Your Bills

With Bill Pay, which lets you set up individual or recurring payments

Shop with Confidence

With your Visa® contactless debit card — you can even customize it with your own images!

Access ATMs Nationwide

With your debit card and MoneyPass, which offers surcharge-free ATM access in all 50 states

Attach Overdraft Protection

With 3 different options to protect your account if you overdraw it

Go Paperless and Get Peace of Mind

With e-statements, which are kept on file for 7 years and are free to access if you need them

Our Full Lineup

Bank of Utah also offers Thrive Checking, a low-cost, low-fee account that's good if you have past financial challenges to overcome.