Personal Checking Accounts

At Bank of Utah, we want you to spend more time doing what you love, not choosing a checking account.

That's why we designed our accounts to meet your unique financial needs, but also streamlined them, to make the decision easier for you.

Our two featured checking accounts can be opened safely online – in as few as 5 minutes.

Featured Checking Accounts

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Easy Checking

Keep your everyday banking simple,
with no monthly fee.
• $100 to open
• No monthly balance/no service charges

Open an Account

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Evergreen Account

Save and spend all at once —
a checking and savings blend.
• $100 to open
• Earn interest (see rates)

Open an Account

Great Features Come Standard


Bank Personally and Digitally

With a combination of in-branch services and convenient online and mobile banking tools


Manage Your Bills

With Bill Pay, which lets you set up individual or recurring payments

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Shop with Confidence

With your Visa® contactless debit card — you can even customize it with your own images!


Access ATMs Nationwide

With your debit card and MoneyPass, which offers surcharge-free ATM access in all 50 states


Attach Overdraft Protection

With 3 different options to protect your account if you overdraw it


Go Paperless and Get Peace of Mind

With e-statements, which are kept on file for 7 years and are free to access if you need them

Our Full Lineup

Bank of Utah also offers Thrive Checking, a low-cost, low-fee account that's good if you have past financial challenges to overcome.