Personal Checking Accounts

Not everyone expects the same thing from a checking account. That's why we offer four different personal checking accounts, each with the features and options to meet your needs.

All of our checking accounts come with the following services:

  • Free online banking
  • Free bill pay
  • Free debit card
  • Surcharge-free ATM access in all 50 states
  • Three Overdraft Protection options:
    • Automatic transfer from a linked Bank of Utah account
    • Overdraft Line of Credit (subject to credit approval)
    • Authorized overdraft on debit card purchases (called Reg E. Opt in)
  • Special discounts on fees for mortgages closed with Bank of Utah

Compare the features and benefits of each account below. Find the account best suited for you!