The typical business uses a debit card almost every single day for big and small purchases, in stores and online. Think of how quickly the points would add up if you earned rewards on all of them!
Bank of Utah has created a program to reward our business customers for simply doing what you already do. With your Business Rewards Debit Card, you'll get points for making your regular business purchases on a card you already use.
It's just as easy to use your rewards. You can redeem your points for the things you need, like office supplies, electronics, travel and more. You'll even earn extra points for shopping with our participating retailers, including Wal-Mart, Staples, Sears, Best Buy and Travelocity.
There's no cost to participate in UChoose Rewards®. Membership is absolutely free for Bank of Utah Business Debit Card holders.
You're already spending, so why not start earning? Sign up today and earn points on every signature-based Business Rewards Debit Card purchase you make. Only non-PIN transactions are eligible, which means you'll choose to sign for your purchase instead of entering a PIN. (Most Internet and phone purchases are non-PIN.)
Once you've signed up, sign into your Rewards account at UChoose Rewards, view your points, and start making your Wish List!
Read our FAQ below, learn more at UChoose Rewards, or contact us now at 800-516-5559 to participate.
How Do I Earn Points?
You can earn 1 point for every $2 you spend by making signature-based transaction, which include those made in-person, over the Internet, or by telephone.
Where Can I Earn Points?
Everywhere your card is accepted! You can earn additional points by shopping at participating retailers. View a complete list at UChoose Rewards.
How Do I View My Points?
To view your points, visit UChoose Rewards and create an account. You will be able to sign into your account and view your points at any time.
Who is Eligible to Redeem Points?
To redeem points, you must be a signer on the account and be approved by the bank to redeem points.
Does It Cost to Participate?
There is no cost. Membership is absolutely free for Bank of Utah Business Debit Card holders.
What is a "Signature-Based" Transaction?
When using your Business Rewards Debit Card to make a purchase, you have the option of making a "debit" or "credit" transaction. In order for the transaction to be a "signature-based" transaction, you must choose "credit." You will be required to sign a receipt. The purchase amount will then be deducted from your account. Most transactions done on the Internet or over the telephone are considered signature-based transactions, but your actual signature is not required.
How Long Do Points Last?
Points are valid for three years from the time the qualifying purchase was made.
What Can I Redeem My Points For?
It's your choice. You can choose from millions of options, whether it's products, travel experiences, activities, event tickets and more! We keep track of all the points you earn and we'll help you find just what you're looking for when you're ready to redeem them. We even have a Wish List that will help you track when you've earned enough points for a specific item.
When Can I Begin Redeeming Points?
As soon as you have earned a minimum of 1,000 points you can start redeeming them, or you can continue to accumulate points for bigger rewards.
How Do I Redeem My Points?
Once you have created an account at UChoose Rewards, you can sign in and redeem your points for the product you would like.
Is My Card Protected from Fraud?
Your card is protected in multiple ways. As a Visa branded card, you can sign up for Verified by Visa at VISA. Bank of Utah also offers NFACT fraud protection that will contact you in case of potentially fraudulent purchases.
Business Rewards Debit Card Program Terms and Conditions
If you participate in the Business Rewards Debit Card Program, you agree to the following terms and conditions.