Thrive Checking

My Utah is discovering renewed life in nature
and seeking opportunities to reset and grow.

You have financial goals, but past challenges may be making them
more difficult to achieve. Getting the right bank account can help you
turn those challenges into possibilities for the future.

Bank of Utah’s Thrive Checking account is a simple, safe, affordable
way to access your money — with a low opening deposit and the
lowest fees possible. It also gives you access to a strong financial
partner whose goal is to help you meet yours.

To open a Thrive Checking account, visit one of our Bank of Utah locations.

Find a Branch     Know What to Bring


Bank Fee Free

With no monthly fee, no overdraft or returned item fees, and no monthly balance requirement

Use Your Visa® Debit Card

With the ability to make purchases and get cash back in stores and online, and free access to MoneyPass ATMs nationwide

Manage & Track Your Money

With free online and mobile banking, which gives you the ability to view transactions, get alerts, pay bills and more


  • Open your account with as little as $5.*
  • Don’t worry about a minimum account balance – there isn’t one. There are also no fees for inactivity or to close the account early.
  • Keep your cash safe and get protection from unauthorized transactions or lost or stolen debit cards.
  • Use your account to receive payments, such as direct deposit for your paycheck, federal and state benefits, and tax credits.
  • Get free online statements to see all the transactions you've made with your account, for up to 7 years. (Printed statements are $2 per statement.)

*To open a Thrive account, you cannot have a negative balance on any previously closed deposits accounts (checking or savings) at any financial institution. To continue with account opening, you must provide proof that you have paid any negative balances in full.

We're proud to share that Bank of Utah's Thrive Checking account
is certified by BankOn to be a low-cost, low-fee account.

Bank of Utah Thrive Checking