Make secure, touch-free payments with your Bank of Utah debit card. Featuring contactless technology, you can check out simply by tapping your card over a contactless-enabled payment terminal, rather than swiping your card or inserting it into a chip reader.
Look for the contactless symbol on the back of your card:
Look for the contactless symbol on the store's checkout terminal.
When prompted, tap, or hover, your card or phone, 1 to 2 inches over the terminal.
Check that your payment has been confirmed (it should only take seconds).
If you open a new Bank of Utah checking account, you will be issued a contactless card. If you are an existing card holder, you will receive your new contactless card when your current card expires.
You can also customize your debit card. Your custom-designed card will replace your existing card and will also be contactless.
Every Bank of Utah checking account comes with a debit card. We have a variety of account options — some you can even open online in just 5 minutes or less — making it easy to find one that meets your unique needs.
What if the Retailer Doesn't Have a Contactless Terminal, or What if I Don't Want to Use the Contactless Technology?
Your contactless card is still equipped with EMV chip technology and a magnetic strip, which means you can insert your card to pay, or even swipe it if the terminal allows.
Can I Unknowingly Make a Purchase if I am in Close Proximity to a Contactless Terminal?
No, the technology requires the merchant to initiate the payment. Also, the card must be tapped within 1 to 2 inches of the terminal in order for the transaction to be successful.
Will I Need to Enter My PIN?
Your Bank of Utah contactless debit card is set up NOT to require your PIN when you tap to pay at a contactless terminal. However, some retailers may still require a PIN. Also, if you insert or swipe your card, you may need to enter your PIN.