Consumer Account Rates
Personal Checking Accounts
Easy Checking
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
Easy Checking for Students
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
Evergreen
How to Open an Account
Minimum to Open
Minimum to Earn APY
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $149,999.99
$150,000 - $199,999.99
$200,000+
Variable APY2
0.15%
0.25%
0.35%
0.50%
0.65%
Thrive Checking
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
|
Checking Accounts |
How to Open an Account |
Minimum to Open |
Minimum to Earn APY |
Variable APY2 |
|---|---|---|---|---|
|
Easy Checking |
$100 |
— |
— |
|
|
Easy Checking for Students |
In Branch |
$25 |
— |
— |
|
Evergreen |
$100 |
$500 - $9,999.99 |
0.05% |
|
|
Thrive Checking |
In Branch |
$5 |
— |
— |
|
|
|
|
|
|
Personal Savings Accounts
I Save
How to Open An Account
Minimum to Open
Minimum to Earn APY
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $149,999.99
$150,000.00 - $199,999.99
$200,000.00+
Variable APY1
1.14%
1.20%
1.51%
2.02%
2.07%
Children's I Save
How to Open An Account
Minimum to Open
Minimum to Earn APY
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $149,999.99
$150,000.00 - $199,999.99
$200,000.00+
Variable APY1
1.14%
1.20%
1.51%
2.02%
2.07%
|
Savings Account |
How to Open An Account |
Minimum to Open |
Minimum to Earn APY |
Variable APY1 |
|---|---|---|---|---|
|
I Save |
$100 |
$500 - $9,999.99 |
0.60% |
|
|
Children's I Save |
In Branch |
$10 |
$500 - $9,999.99 |
0.60% |
|
|
|
|
|
|
CD Rates (less than $100,000)
30 Days
Min. To Open and Obtain APY
APY1
60 Days
Min. To Open and Obtain APY
APY1
90 Days
Min. To Open and Obtain APY
APY1
6 Months2
Min. To Open and Obtain APY
APY1
1 Year
Min. To Open and Obtain APY
APY1
15 Months3
Min. To Open and Obtain APY
APY1
18 Months
Min. To Open and Obtain APY
APY1
2 Years
Min. To Open and Obtain APY
APY1
30 Months
Min. To Open and Obtain APY
APY1
3 Years
Min. To Open and Obtain APY
APY1
4 Years
Min. To Open and Obtain APY
APY1
5 Years
Min. To Open and Obtain APY
APY1
1Annual Percentage Yields (APY) are accurate as of April 17, 2024 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2The 6-Month CD is calculated as 182 days.
3The 15-Month CD is offered exclusively to new CDs opened online as part of a limited-time promotion tailored for Bank of Utah mortgage customers.
|
Terms |
Min. To Open and Obtain APY |
APY1 |
|---|---|---|
|
30 Days |
$2,500 |
0.15% |
|
60 Days |
$1,000 |
0.75% |
|
90 Days |
$1,000 |
3.00% |
|
6 Months2 |
$1,000 |
4.65% |
|
1 Year |
$1,000 |
5.20% |
|
15 Months3 |
$1,000 |
5.35% |
|
18 Months |
$1,000 |
2.78% |
|
2 Years |
$1,000 |
2.68% |
|
30 Months |
$1,000 |
2.68% |
|
3 Years |
$1,000 |
2.68% |
|
4 Years |
$1,000 |
2.68% |
|
5 Years |
$1,000 |
2.68% |
|
|
|
|
1Annual Percentage Yields (APY) are accurate as of April 17, 2024 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2The 6-Month CD is calculated as 182 days.
3The 15-Month CD is offered exclusively to new CDs opened online as part of a limited-time promotion tailored for Bank of Utah mortgage customers.
CD Rates ($100,000 and over)
30 Days
Min. To Open and Obtain APY
APY1
60 Days
Min. To Open and Obtain APY
APY1
90 Days
Min. To Open and Obtain APY
APY1
6 Months2
Min. To Open and Obtain APY
APY1
1 Year
Min. To Open and Obtain APY
APY1
2 Years
Min. To Open and Obtain APY
APY1
30 Months
Min. To Open and Obtain APY
APY1
3 Years
Min. To Open and Obtain APY
APY1
4 Years
Min. To Open and Obtain APY
APY1
5 Years
Min. To Open and Obtain APY
APY1
1 Annual Percentage Yields (APY) are accurate as of April 17, 2024 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 6-Month CD is calculated as 182 days.
|
Terms |
Min. To Open and Obtain APY |
APY1 |
|---|---|---|
|
30 Days |
$100,000 |
0.45% |
|
60 Days |
$100,000 |
1.00% |
|
90 Days |
$100,000 |
3.30% |
|
6 Months2 |
$100,000 |
4.75% |
|
1 Year |
$100,000 |
5.30% |
|
2 Years |
$100,000 |
3.91% |
|
30 Months |
$100,000 |
3.03% |
|
3 Years |
$100,000 |
3.03% |
|
4 Years |
$100,000 |
3.03% |
|
5 Years |
$100,000 |
3.03% |
|
|
|
|
1 Annual Percentage Yields (APY) are accurate as of April 17, 2024 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 6-Month CD is calculated as 182 days.
Savings/CD Secured
Savings Secured
Rate as low as*
APR**
CD Secured
Rate as low as*
APR**
Effective Date: 04/17/2024
* On approved credit and pending underwriting conditions.
|
Type |
Rate as low as* |
APR** |
|---|---|---|
|
Savings Secured |
Call for rate |
Call for rate |
|
CD Secured |
Call for rate |
Call for rate |
|
|
|
|
Effective Date: 04/17/2024
* On approved credit and pending underwriting conditions.
