Consumer Account Rates

Personal Checking Accounts

EZ Checking

Minimum to Open

$100

Minimum to Earn APY

Variable APY³

Hybrid Account

Minimum to Open

$100

Minimum to Earn APY

$500 - $4,999.99 $5,000 - $19,999.99 $20,000 - $49,999.99 $50,000 +

Variable APY³

0.05% 0.06% 0.07% 0.10%

Premier Checking

Minimum to Open

$100

Minimum to Earn APY

$500

Variable APY³

0.01%

Top 50 Checking¹

Minimum to Open

$100

Minimum to Earn APY

$500

Variable APY³

0.05%

Premier Gold Checking

Minimum to Open

$100

Minimum to Earn APY

$500 - $4,999.99 $5,000 - $19,999.99 $20,000 - $49,999.99 $50,000+

Variable APY³

0.05% 0.06% 0.07% 0.10%

Student Checking

Minimum to Open

$25

Minimum to Earn APY

-

Variable APY³

-

¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change at anytime.

Checking Accounts	Minimum to Open	Minimum to Earn APY	Variable APY³
EZ Checking	$100
Hybrid Account	$100	$500 - $4,999.99 $5,000 - $19,999.99 $20,000 - $49,999.99 $50,000 +	0.05% 0.06% 0.07% 0.10%
Premier Checking	$100	$500	0.01%
Top 50 Checking¹	$100	$500	0.05%
Premier Gold Checking	$100	$500 - $4,999.99 $5,000 - $19,999.99 $20,000 - $49,999.99 $50,000+	0.05% 0.06% 0.07% 0.10%
Student Checking	$25	-	-

¹ Available to customers age 50 and over.
³ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change at anytime.

Savings & Money Market

iSave

How to Open An Account

<a href=" https://open.bankofutah.com/basicInfo?prod=isave">Online - Apply Here</a>

Minimum to Open

$100

Minimum to Earn APY

$500 - $999.99 $1,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00+

Variable APY¹

0.05% 0.07% 0.12% 0.15% 0.20%

Regular Savings

How to Open An Account

In Branch

Minimum to Open

$200

Minimum to Earn APY

$1

Variable APY¹

0.05%

Regular Savings for Children

How to Open An Account

In Branch

Minimum to Open

$10

Minimum to Earn APY

$1

Variable APY¹

0.05%

Insured Money Market

How to Open An Account

In Branch

Minimum to Open

$1,000

Minimum to Earn APY

$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +

Variable APY¹

0.05% 0.06% 0.08% 0.10% 0.12%

Premier Gold Money Market

How to Open An Account

In Branch

Minimum to Open

$5,000

Minimum to Earn APY

$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +

Variable APY¹

0.05% 0.08% 0.10% 0.12% 0.18%

¹Annual Percentage Yields (APYs) are accurate as of April 14, 2021 and are subject to change at anytime. Fee may reduce earnings.

Savings Account	How to Open An Account	Minimum to Open	Minimum to Earn APY	Variable APY¹
iSave	Online - Apply Here	$100	$500 - $999.99 $1,000.00 - $49,999.99 $50,000.00 - $99,999.99 $100,000.00 - $249,999.99 $250,000.00+	0.05% 0.07% 0.12% 0.15% 0.20%
Regular Savings	In Branch	$200	$1	0.05%
Regular Savings for Children	In Branch	$10	$1	0.05%
Insured Money Market	In Branch	$1,000	$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +	0.05% 0.06% 0.08% 0.10% 0.12%
Premier Gold Money Market	In Branch	$5,000	$1 - $19,999.99 $20,000 - $49,999.99 $50,000 - $99,999.99 $100,000 - $249,999.99 $250,000 +	0.05% 0.08% 0.10% 0.12% 0.18%

¹Annual Percentage Yields (APYs) are accurate as of April 14, 2021 and are subject to change at anytime. Fee may reduce earnings.

CD Rates (less than $100,000)

30 Days

Min. To Open and Obtain APY

$2,500

APY¹

0.05%

60 Days

Min. To Open and Obtain APY

$1,000

APY¹

0.05%

90 Days

Min. To Open and Obtain APY

$1,000

APY¹

0.10%

182 Days

Min. To Open and Obtain APY

$1,000

APY¹

0.15%

1 Year

Min. To Open and Obtain APY

$1,000

APY¹

0.20%

18 Months

Min. To Open and Obtain APY

$1,000

APY¹

0.25%

2 Years

Min. To Open and Obtain APY

$1,000

APY¹

0.35%

30 Months

Min. To Open and Obtain APY

$1,000

APY¹

0.40%

3 Years

Min. To Open and Obtain APY

$1,000

APY¹

0.45%

4 Years

Min. To Open and Obtain APY

$1,000

APY¹

0.50%

5 Years

Min. To Open and Obtain APY

$1,000

APY¹

0.55%

¹ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.

Terms	Min. To Open and Obtain APY	APY¹
30 Days	$2,500	0.05%
60 Days	$1,000	0.05%
90 Days	$1,000	0.10%
182 Days	$1,000	0.15%
1 Year	$1,000	0.20%
18 Months	$1,000	0.25%
2 Years	$1,000	0.35%
30 Months	$1,000	0.40%
3 Years	$1,000	0.45%
4 Years	$1,000	0.50%
5 Years	$1,000	0.55%
5 Years		0.55%

¹ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.

CD Rates ($100,000 and over)

30 Days

Min. To Open and Obtain APY

$100,000

APY¹

0.15%

60 Days

Min. To Open and Obtain APY

$100,000

APY¹

0.15%

90 Days

Min. To Open and Obtain APY

$100,000

APY¹

0.20%

182 Days

Min. To Open and Obtain APY

$100,000

APY¹

0.25%

1 Year

Min. To Open and Obtain APY

$100,000

APY¹

0.35%

2 Years

Min. To Open and Obtain APY

$100,000

APY¹

0.45%

¹ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.

Terms	Min. To Open and Obtain APY	APY¹
30 Days	$100,000	0.15%
60 Days	$100,000	0.15%
90 Days	$100,000	0.20%
182 Days	$100,000	0.25%
1 Year	$100,000	0.35%
2 Years	$100,000	0.45%

¹ Annual Percentage Yields (APY) are accurate as of April 14, 2021 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.

Savings/CD Secured

Savings Secured

Rate as low as*

Call for rate

APR**

Call for rate

CD Secured

Rate as low as*

Call for rate

APR**

Call for rate

Effective Date: 3/16/2020
* On approved credit and pending underwriting conditions.

Type	Rate as low as*	APR**
Savings Secured	Call for rate	Call for rate
CD Secured	Call for rate	Call for rate

Effective Date: 3/16/2020
* On approved credit and pending underwriting conditions.