Consumer Account Rates
Personal Checking Accounts
Easy Checking
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
Easy Checking for Students
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
Evergreen
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
Thrive Checking
How to Open an Account
Minimum to Open
Minimum to Earn APY
Variable APY2
|
Checking Accounts |
How to Open an Account |
Minimum to Open |
Minimum to Earn APY |
Variable APY2 |
|---|---|---|---|---|
|
Easy Checking |
$100 |
— |
— |
|
|
Easy Checking for Students |
In Branch |
$25 |
— |
— |
|
Evergreen |
$100 |
$500 - $9,999.99 |
0.05% |
|
|
Thrive Checking |
In Branch |
$5 |
— |
— |
|
|
|
|
|
|
Personal Savings Accounts
I Save
How to Open An Account
Minimum to Open
Minimum to Earn APY
Variable APY1
Children's I Save
How to Open An Account
Minimum to Open
Minimum to Earn APY
Variable APY1
|
Savings Account |
How to Open An Account |
Minimum to Open |
Minimum to Earn APY |
Variable APY1 |
|---|---|---|---|---|
|
I Save |
$100 |
$500 - $9,999.99 |
0.60% |
|
|
Children's I Save |
In Branch |
$10 |
$500 - $9,999.99 |
0.60% |
|
|
|
|
|
|
CD Rates (less than $100,000)
30 Days
Min. To Open and Obtain APY
APY1
60 Days
Min. To Open and Obtain APY
APY1
90 Days
Min. To Open and Obtain APY
APY1
182 Days
Min. To Open and Obtain APY
APY1
1 Year
Min. To Open and Obtain APY
APY1
15 Months2
Min. To Open and Obtain APY
APY1
18 Months
Min. To Open and Obtain APY
APY1
2 Years
Min. To Open and Obtain APY
APY1
30 Months
Min. To Open and Obtain APY
APY1
3 Years
Min. To Open and Obtain APY
APY1
4 Years
Min. To Open and Obtain APY
APY1
5 Years
Min. To Open and Obtain APY
APY1
1Annual Percentage Yields (APY) are accurate as of March 31, 2023 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 15-month CD must be opened online with new money to Bank of Utah for the rate to be guaranteed. Learn more.
|
Terms |
Min. To Open and Obtain APY |
APY1 |
|---|---|---|
|
30 Days |
$2,500 |
0.15% |
|
60 Days |
$1,000 |
0.75% |
|
90 Days |
$1,000 |
1.00% |
|
182 Days |
$1,000 |
2.01% |
|
1 Year |
$1,000 |
3.03% |
|
15 Months2 |
$10,000 |
4.50% |
|
18 Months |
$1,000 |
2.17% |
|
2 Years |
$1,000 |
2.12% |
|
30 Months |
$1,000 |
2.17% |
|
3 Years |
$1,000 |
2.02% |
|
4 Years |
$1,000 |
2.07% |
|
5 Years |
$1,000 |
2.22% |
|
|
|
|
1Annual Percentage Yields (APY) are accurate as of March 31, 2023 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 15-month CD must be opened online with new money to Bank of Utah for the rate to be guaranteed. Learn more.
CD Rates ($100,000 and over)
30 Days
Min. To Open and Obtain APY
APY1
60 Days
Min. To Open and Obtain APY
APY1
90 Days
Min. To Open and Obtain APY
APY1
182 Days
Min. To Open and Obtain APY
APY1
1 Year
Min. To Open and Obtain APY
APY1
15-Month2
Min. To Open and Obtain APY
APY1
2 Years
Min. To Open and Obtain APY
APY1
1 Annual Percentage Yields (APY) are accurate as of March 31, 2023 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 15-month CD must be opened online with new money to Bank of Utah for the rate to be guaranteed. Learn more.
|
Terms |
Min. To Open and Obtain APY |
APY1 |
|---|---|---|
|
30 Days |
$100,000 |
0.45% |
|
60 Days |
$100,000 |
1.00% |
|
90 Days |
$100,000 |
2.02% |
|
182 Days |
$100,000 |
3.02% |
|
1 Year |
$100,000 |
4.06% |
|
15-Month2 |
$100,000 |
5.00% |
|
2 Years |
$100,000 |
3.91% |
|
|
|
|
1 Annual Percentage Yields (APY) are accurate as of March 31, 2023 and are subject to change until account is opened. Early withdrawals will have a substantial penalty imposed. Fees may reduce earnings.
2 The 15-month CD must be opened online with new money to Bank of Utah for the rate to be guaranteed. Learn more.
Savings/CD Secured
Savings Secured
Rate as low as*
APR**
CD Secured
Rate as low as*
APR**
Effective Date: 5/31/2023
* On approved credit and pending underwriting conditions.
|
Type |
Rate as low as* |
APR** |
|---|---|---|
|
Savings Secured |
Call for rate |
Call for rate |
|
CD Secured |
Call for rate |
Call for rate |
|
|
|
|
Effective Date: 5/31/2023
* On approved credit and pending underwriting conditions.
