Student Checking

If you’re a student 16 to 26 years of age, a Bank of Utah student checking account has everything you need, and want, to manage your money. You’ll get convenience and security with e-statements and mobile banking, unlimited bill pay and no monthly fees. Plus, you can use your debit card at surcharge-free ATMS across the U.S. Get started with a $25 deposit and a student ID.

  • Bank anywhere with online banking and our free mobile app*
  • Free bill pay and mobile deposit
  • Use your debit card at over 25,000 surcharge-free ATMs
  • Send money to family and friends on your phone or online
  • No minimum balance required

Other important items:

*The Bank of Utah app is free of charge. Data charges from your wireless provider may apply.

Ready to Open a Student Account? Know What to Bring.

Safe and seamless. We’re here to make your banking experience just that. To help you quickly navigate the account-opening process at your local branch, let’s start with what you need to have on hand:

✓ A parent or legal guardian (as the required account co-owner for students under 18)

✓ Forms of identification:

  • ONE primary ID* for the parent/legal guardian (if student is under 18): Driver’s license, state ID card, passport, military photo ID or other government-issued photo ID
  • ONE secondary ID for the parent/legal guardian (if student is under 18): Social Security card, credit or debit card, account statement from another financial institution, insurance card, birth certificate, pay stub, current student ID, utility bill, union membership card, voter registration card, W-2, tax return or lease agreement
  • TWO IDs for the student: School ID (REQUIRED), Social Security card, state ID card or birth certificate

✓ Personal information:

  • Full legal name
  • Date of birth
  • Social Security number
  • Address (physical and mailing)
  • Phone number (cell, home and work)
  • Email address
  • Employer
  • Occupation

✓ A minimum deposit of $25

✓ A security question and answer, to attach an extra layer of security to your account

*NOTE: If primary identification is less than 60 days old, address verification is required. Acceptable forms of address verification include:

  • Copy of lease agreement;
  • Utility bill
  • Car registration
  • Pay stub or tax return dated within the last 30 days
  • Bank or credit card statement dated within the last 30 days