Recreational Vehicle (RV) Loans

My Utah is camping under towering pines
and a stress-free RV financing process.

Bank of Utah can help you quickly get the best loan for your dream RV.

We offer a variety of financing options for large and small RVs,
with flexible terms up to 120 months, on:

  • campers, fifth wheels and motor homes
  • trailers
  • boats and personal watercraft
  • motorcycles
  • ATVs
  • snowmobiles

Apply Today   Contact a Loan Officer

Benefits of an RV Loan from Bank of Utah:

  • Get pre-approvals within one business day.
  • Enjoy low fees — keep more money for your RV.
  • Borrow up to 105% of the value of the RV.
  • Choose from multiple term options.
  • Buy from a dealership or a private seller.

Motor Home Rates¹

Large RV Rates¹

Small RV Rates¹

Tools to Get Your Recreational Vehicle

Use our financing calculator to estimate your rate and monthly payment for a new or used RV.

How Much Will My Payment Be?

Frequently Asked Questions


Do I Need to Apply for an RV Loan in Person or Can I Apply from Home or My Phone?

We have both options! You can apply at home or on the go using our convenient online application. Of course, you can always come into any Bank of Utah branch to apply for an RV loan.

My Original Loan Has a High Interest Rate. Should I Refinance My RV Loan?

Yes. Just like a house, if current RV loan rates are lower than the existing interest rate on your loan, we can help you refinance.

Does That Interest Rate Change if I Purchase or Refinance a New RV Versus a Used RV?

No. The used RV loan rate is the same as a new RV loan rate.

Is the Interest Rate Different if I Purchase an RV from a Dealership or from a Private Seller?

No. Bank of Utah has a simple process for any transaction — dealer or private seller.

Can I Borrow More Than the RV is Worth?

Yes. You can borrow up to 105% of the value of the RV. Some restrictions apply. Contact a loan officer for more details.

My Credit Score is Low. Can I Still Qualify for an RV Loan?

Each scenario is unique. Contact a loan officer to discuss your specific situation.