Recreational Vehicle (RV) loans

Utah is a mecca for the adventurist. And, lucky for you, Bank of Utah is the mecca for financing the dreams of the outdoor adventurer – it’s a perfect match.

We finance a variety of large and small RVs with terms up to 120 months for:

  • trailers
  • boats
  • fifth wheels
  • campers
  • motor homes
  • motorcycles
  • ATVs
  • snowmobiles
  • personal watercraft

Apply Today Contact a Loan Officer RV Loan Calculator

Benefits of an RV Loan from Bank of Utah:

  • Pre-approvals within one business day
  • Low fees - keep more money for your toy
  • Borrow up to 105% of the value of the vehicle
  • Multiple term options are available
  • Buy from a dealership or from a private seller

Large RV rates

Motor Home Rates

Small RV Rates

* On approved credit.
** APR and payment based on $25,000 loan and $100 processing fee.

Frequently Asked Questions:

  • Do I need to apply for an RV loan in person or can I apply from home or my phone?
    We have both options! You can apply at home or on the go using our convenient online application: Apply for an RV Loan. Of course, you can always come into any Bank of Utah branch location to apply for an RV loan. Find a Bank of Utah Location

  • My original loan has a high interest rate; should I refinance my RV loan?
    Yes. Just like a house, if current RV loan rates are lower than the existing interest rate on your loan, we can help you with a refinance.

  • Does that interest rate change if I purchase or refinance a new RV versus a used RV?
    No. The used RV loan rate is the same as a new RV loan rate.

  • Is the interest rate different if I purchase an RV from a dealership or from a private seller?
    No. Bank of Utah has a simple process for any transaction, dealer or private seller.

  • Can I borrow more than the RV is worth?
    Yes. You can borrow up to 105% of the value of the RV. Some restrictions apply. Contact a Loan Officer for more details.

  • My credit score is low; can I still qualify for an RV loan?
    Each scenario is unique. Contact a Loan Officer to discuss your specific situation.