Build with Bank of Utah

At Bank of Utah, we take care of the construction financing loan details so that our customers can actually enjoy the home building process, which is why we developed a streamlined process for lot and construction loans. Whether you already have a builder or you’re still looking for the perfect lot, we have a loan to fit your needs. There can be a lot of moving parts while coordinating with the developer, sales rep, and builder—but home construction lending is our forte, so sit back and enjoy the ride.

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Home Construction Loans

Bank of Utah is a leading construction lender in the state and as such, we make it easy to make the best decision for your situation with our construction loan options.

Lot Loans

Have you found the right lot, but aren’t ready to build or have not yet selected a builder? Lot loans provide a unique avenue to own a property with flexible terms.

Utah Housing First-Time Homebuyer Assistance Program

The state-funded Utah Housing First-Time Homebuyers Assistance Program may provide up to $20,000 to qualified buyers to use toward down payments, closing costs or buying down interest rates. Bank of Utah can help you apply.