Top 50 Checking

My Utah is quiet exploration and an assurance
that my finances are healthy and secure.

Now that you’ve reached 50, your banking needs may have changed.

You want an account that will help you grow and manage your
hard-earned money, and one that’s simple to use, too.

Bank of Utah's Top 50 Checking makes your money work for you
and gives you access to friendly bankers who know you personally
and can help you protect your finances.

This account can only be opened in our branches.
Get started by visiting one of our Bank of Utah locations.

Find a Branch     Know What to Bring


Earn Interest

With a balance of $500 or more
(view rates)

Bank Securely

With specialized technologies to keep the information you’ve entrusted to us safe

Bank Anytime, Anywhere

With a combination of convenient online and mobile banking tools, and in-branch services

Manage Your Finances

With one hub to monitor your accounts (at Bank of Utah and elsewhere), review spending trends and create a budget

Use Your Custom Debit Card

With multiple ways to pay, including contactless technology, and the ability to personalize your card with a favorite photo

Picture Your Financial Future

With resources and tools like savings and investment calculators


  • Top 50 Checking is available to customers age 50 and over.
  • Open your account with as little as $100.
  • Get unlimited access to your funds while earning interest – deposit or withdraw your money as often as you need.
  • This account has no service charge fee if a balance of $100 is maintained daily. If the balance falls below $100 any day during the statement cycle, a $6 service charge fee will be charged.
  • Receive one free box of checks a year.
  • Write unlimited checks if you keep a balance of $100 in the account every day during the statement cycle. Should the balance fall below $100 any day during the statement cycle, you will be charged a $0.20 activity fee for every check you write from the account in excess of 40.
  • Attach one of three overdraft options to protect your account.
  • Purchase money orders and official checks, with no issuing fees.
  • Get a 3 x 5 safe deposit box rent-free for a year ($10 key deposit required).

Want to open a Top 50 Checking account at Bank of Utah?

Visit any Bank of Utah branch, and make sure you bring everything you need to get started.

Find a Branch     Know What to Bring

Interested in a different type of savings or checking account?

See More Options