Premier Gold Checking

My Utah is breathtaking heights and a
bank account that goes above and beyond.

You know how it feels to set out on a financial journey — how thrilling
it is to hit milestones as you work toward your goals.

What if you had extra help along the way, if your money worked for you, too?

Bank of Utah's Premier Gold Checking account lets you earn interest and
gives you a rich benefit package so you can achieve your money goals.

This account can only be opened in our branches.
Get started by visiting one of our Bank of Utah locations.

Find a Branch     Know What to Bring


Earn Interest

Tiered interest rates grow with your balance, starting at $500
(view rates)

Use Your Custom Debit Card

With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments

Protect Against Fraud

With Zero Liability debit and credit card protection, fraud protection features with CardValet and identity theft protection

Bank Anytime, Anywhere

With online and mobile banking, and Zelle®, a free, virtual way to send and receive cash

Find Fee-Free ATMs

With the MoneyPass Network, which helps you locate surcharge-free ATMs
across the U.S.

Choose Your Statement Method

With options including our eStatement Promise, which makes eStatements available for 7 years, or paper statements


  • Open your account with $100.
  • Keep a monthly balance of $2,500 in the account or a combined balance of $5,000 in your other primary deposit accounts,
    and get the monthly service charge fee of $8 ($4 if you’re 50+years old) waived.
  • Get unlimited access to your funds – deposit or withdraw your money as often as you need.
  • Attach one of three overdraft options to protect your account.
  • Receive one free box of checks a year.
  • Purchase money orders, cashier’s checks and official checks, with no issuing fees.
  • Get a 3 x 5 safe deposit box rent-free for a year ($10 key deposit required).

Want to open a Premier Gold Checking account at Bank of Utah?

Visit any Bank of Utah branch, and make sure you bring everything you need to get started.

Find a Branch     Know What to Bring

Interested in a different type of checking account?

See More Options