Easy Checking
My Utah is dramatic landscapes
and simple banking with full-service features.
You don’t want anything complicated.
You just want a straightforward way to manage your money.
Experience seamless and safe banking with our Easy Checking account,
and leave the complexity to Utah’s stunning scenery.
Get started — opening an account takes 5 minutes or less.
Benefits
Bank Simply and Fee Free
With no service charges and no monthly balance requirement — 100% free
Use Your Custom Debit Card
With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments
Enjoy Peace of Mind
With our eStatement Promise, where your statements are saved digitally for seven years, even if you close your account
Protect Against Fraud
With Zero Liability debit card protection, and fraud protection features within Card Manager
Bank Anytime, Anywhere
With online and mobile banking*, and Zelle®, a free, virtual way to send and receive money
Find Fee-Free ATMs
With smart ATMs at our full-service branches or 40,000+ MoneyPass® locations nationwide
*Mobile carrier message and data rates may apply.
Features
- Open your account with as little as $100.
- Don’t worry about a minimum account balance – there isn’t one.
- Get unlimited access to your funds – deposit or withdraw your money as often as you need.
- Attach one of three overdraft options to protect your account.
Get Started
There are two options for opening an Easy Checking account.
1. Online
Here's a short glimpse of the process:
- Provide your personal information; just a few basics – no documentation needed.
- Provide funding information for your initial deposit. Using either an account number and routing number or your online banking credentials from another financial institution, securely connect an account that will be used to fund your new Bank of Utah account.
- Read and agree to the disclosures associated with the account.
- Check your email for confirmation or next steps.
- Complete your account setup by accessing your account number, adding a joint owner or beneficiary and signing up for overdraft protection or eStatements.
- Prepare for account activity. Enroll in online banking, order your debit card and link your paycheck to your new Bank of Utah account by searching for your employer and logging in to your payroll service* — no paper forms needed.
When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.
*Available through participating payroll providers
2. In a branch
