EZ Checking

My Utah is dramatic landscapes
and simple banking with full-service features.

You don’t want anything complicated.

You just want a straightforward way to manage your money.

Experience seamless and safe banking with our EZ Checking account,
and leave the complexity to Utah’s stunning scenery.

Get started — opening an account takes 5 minutes or less.

Open an Account


I375 bank1

Bank Simply and Fee Free

With no service charges and no monthly balance requirement — 100% free

I375 credit card1

Use Your Custom Debit Card

With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments

I375 statement1

Enjoy Peace of Mind

With our eStatement Promise, where your statements are saved digitally for seven years, even if you close your account

I375 i100 fraud1

Protect Against Fraud

With Zero Liability debit and credit card protection, and fraud protection features within CardValet

I375 mobile1

Bank Anytime, Anywhere

With online and mobile banking, and Zelle®, a free, virtual way to send and receive cash

I375 atm1

Find Fee-Free ATMs

With the MoneyPass Network, which helps you locate ATMs across the U.S.


  • Open your account with as little as $100.
  • Don’t worry about a minimum account balance – there isn’t one.
  • Get unlimited access to your funds – deposit or withdraw your money as often as you need.
  • Attach one of three overdraft options to protect your account.

Opening an account is quick and easy.

Become a Bank of Utah customer in less than 5 minutes, and get our unique combination of technology and people, so you can start banking your way.

Open an Account

Interested in a different type of checking account?

See More Options