Easy Checking for Students

My Utah is a rock wall to climb and a bank account
that will take my future to new heights.

Open to students age 16 to 26, Bank of Utah's Easy Checking for Students account
is designed to fit your on-the-go life. It’s simple, with no fees or monthly balance
requirements, and it only takes $25 to get started – the lowest amount to open
any of our checking accounts.

Plus, you get powerful digital tools to help you build strong financial habits
and access to friendly bankers who are happy to give you advice along the way.

This account can only be opened in our branches. Students under 18 must be
accompanied by a parent or legal guardian.

Get started by visiting one of our Bank of Utah locations.

Find a Branch     Know What to Bring


Bank Simply and Fee Free

With no service charges and no monthly balance requirement — 100% free

Use Your Custom Debit Card

With multiple ways to pay, including Apple Pay, Google Pay and Samsung Pay, and access to MoneyPass ATMs nationwide

Bank Anytime, Anywhere

With online and mobile banking, and Zelle®, a free, virtual way to send and receive cash (Zelle is available to students 18 and older)

Protect Against Fraud

With Zero Liability debit card protection, and fraud protection features within CardValet

Picture Your Financial Future

With My Money Hub, an online banking tool that can help you budget, organize and manage your finances

Set Up Account Alerts

With text or email notifications that will inform you about low balances, account activity, payments and more


  • Easy Checking for Students is available to students age 16 to 26.
  • Open your account with $25.
  • Get unlimited access to your funds – deposit or withdraw your money as often as you need.
  • Attach overdraft protection to your account. Students under 18 can choose our "Linked Bank of Utah Account" option or our "Debit Card Overdraft Coverage" option with guardian approval. Students 18 and older can choose those or open an "Overdraft Line of Credit."
  • Sign up for eStatements to have all of your statements easily accessible, and sustainably organized, within Online Banking.

Want to open an Easy Checking for Students account at Bank of Utah?

Visit any Bank of Utah branch, and make sure you bring everything you need to get started. And remember, students under 18 must be accompanied by a parent or legal guardian.

Find a Branch     Know What to Bring

Interested in a different type of checking account?

See More Options