Online Banking's Personal Finance Management (PFM)

Get a financial snapshot of all your accounts at Bank of Utah and other financial institutions—including checking, savings, loans, reward points and retirement accounts—in one convenient screen.

  • Create a summary of your complete financial picture with your normal online banking credentials; one web site, one password, one convenient screen!
  • Securely access your balance and history from more than 3,000 financial institutions.
  • Tally your rewards points from reward and mileage programs.

Register for PFM:

Log in to online banking and click the 'PFM' tab. You will be redirected to a signup page to complete the signup process. On the passcode verification page, enter your Bank of Utah online banking passcode and click Continue.

Add accounts

Your Bank of Utah accounts will automatically be added for you. To add other accounts, click 'Add Another Account'. In order for the system to connect with an external financial institution, you will need to provide the online account user ID and password for that institution. You can only add accounts in the Finance Center database (more than 10,000 accounts available).

Finance Center FAQs

How up-to-date is my financial information?
The PRM automatically refreshes your external account information every 24 hours. You can also manually refresh it by clicking Refresh. This will provide the most current information available from the financial institution.

Is my account info secure?
Keeping your information as secure as possible is our number one priority. We have secure connections with the different institutions in order to keep sensitive account information protected with the strongest encryption methods. Learn more about Internet Financial Security.

Can I view both my business and personal Bank of Utah accounts?
Yes! Our business customers can now view business and personal accounts together through PFM. To restrict a sub-user's view to business accounts only, go to the 'Cash Management' tab and visit the 'Administration' section. Then select Sub-User Administration to manage sub-user access.

What if I don't have a user ID and password for an external account?
You must have an online account with each financial institution you'd like to add to PFM in order to access account information. If you wish to create one, select the financial institution from the database and follow the link provided to visit its web site and sign up for online access.

Why can't the system access my account?
The aggregation system can only obtain information from the institutions listed in the database. If your institution is listed, make sure your login information is correct. If you entered an invalid user ID or password, you will see an error message stating that your account could not be accessed. If you have changed your user ID or password at an institution, you will need to update this information in PFM.

Why is my account 'locked'?
If you have entered an incorrect user ID or password, you may get locked out of your institution's web site after three attempts. If you get locked out, you will see 'Account Locked' on the Financial Summary page. You will need to go to the institution's web site to reset your account. Then go back and edit the user ID and/or password within PFM.