Many media outlets have reported the large-scale internet vulnerability referred to as 'Heartbleed'. Please rest assured that your banking data is safe and secure. For more information about how Bank of Utah secures your information and how you can protect yourself online, click here.


Bank Of Utah

Personal Checking: Free Checking, Interest Checking, and more


A checking account to match your needs!

Not everyone expects the same thing from a checking account. That's why we have checking accounts that meet all kinds of situations. We offer four different personal checking accounts, each with the features and options to meet your needs.

We Recommend If You Want
EZ Checking No minimum balances, but still want to receive many Free features.
Premier Checking Interest checking with a low balance requirement, plus much more.
Top 50 Checking Interest checking with a low balance, plus Free checks and valuable add on features. Available if you are over the age of 50.
Premier Gold Checking To earn the highest rate of interest and receive all possible benefits.

To find the account that works best for you, use the checking account comparison chart. To open a personal checking account, stop in to your nearest branch or apply for an account online.

All of our checking accounts come with a variety of services. These include:

  • Free Internet Banking
  • Free Online Bill Pay
  • Free Visa Check Card
  • Free ATM Access
  • Qualified Overdraft Protection
  • Special Discounts on Mortgage Fees

EZ Checking

Free checking account with unlimited check writing and includes:

  • No minimum balance
  • No monthly service charge

Premier Checking

Simple account with low minimum balance requirement and unlimited check writing and includes:

  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $400

Top 50 Checking

Great account for those over the age of 50 and includes:

  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $100
  • Free custom Bank of Utah checks
  • Free Cashiers Checks, Traveler's Checks, and Money Orders
  • Free Safe Deposit Box for first year

Premier Gold Checking

This account offers the highest interest rate and unlimited check writing, which also includes:

  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $2500
  • Free custom Bank of Utah checks
  • Free Cashiers Checks, Traveler's Checks, and Money Orders
  • Free ID Theft Recovery Service
  • Free Safe Deposit Box for first year
  • Discounts at local merchants