Bank Of Utah

Personal Checking: Free Checking, Interest Checking, and more


A checking account to match your needs!

Not everyone expects the same thing from a checking account. That's why we have checking accounts that meet all kinds of situations. We offer four different personal checking accounts, each with the features and options to meet your needs.

We Recommend If You Want
EZ Checking No minimum balances, but still want to receive many Free features.
Premier Checking Interest checking with a low balance requirement, plus much more.
Top 50 Checking Interest checking with a low balance, plus Free checks and valuable add on features. Available if you are over the age of 50.
Premier Gold Checking To earn the highest rate of interest and receive all possible benefits.

To find the account that works best for you, use the checking account comparison chart. To open a personal checking account, stop in to your nearest branch or open an account online.

All of our checking accounts come with a variety of services. These include:

  • Free Internet Banking
  • Free Online Bill Pay
  • Free Visa Check Card
  • Surcharge-free ATM Access Using the MoneyPass Network
  • Overdraft Protection Based on Credit Approval
  • Special Discounts on Mortgage Fees

EZ Checking

Free checking account with unlimited check writing and includes:

  • $100 opening deposit required
  • No minimum balance
  • No monthly service charge

Premier Checking

Simple account with low minimum balance requirement and unlimited check writing and includes:

  • $400 open deposit required
  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $400

Top 50 Checking

Great account for those over the age of 50 and includes:

  • $100 open deposit required
  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $100
  • Free custom Bank of Utah checks
  • Free Cashiers Checks, Traveler's Checks, and Money Orders
  • Free Safe Deposit Box for first year

Premier Gold Checking

This account offers the highest interest rate and unlimited check writing, which also includes:

  • $2,500 opening deposit required
  • Interest paid with daily balance of $500
  • No monthly fee with daily balance of $2500
  • Free custom Bank of Utah checks
  • Free Cashiers Checks, Traveler's Checks, and Money Orders
  • Free ID Theft Recovery Service
  • Free Safe Deposit Box for first year
  • Discounts at local merchants