Summer is finally here which means it’s time to step out into the sun, take the boat out on the lake and enjoy a much-deserved vacation. Utah is a central location for the adventurist with thousands of residents enjoying summer activities such as boating, jet skiing, riding ATVs and adventuring across the state with a tent trailer or motor home. Whether you like to cruise on Utah’s lakes or roam the rough mountain terrain on a dirt bike, now is the time to think about consumer loans before purchasing your new summer toy.

And just in time for summer, Bank of Utah just launched a streamlined online consumer loan application process to make applying quick and simple!

The need for a consumer loan may not seem necessary with so many paying options offered from the store you plan to purchase your boat, jet ski, ATV, trailer or motor home from this year. However, Bank of Utah understands that Utah is a mecca for adventure, and has become a mecca for financing* the dreams of the outdoor adventurer too. Bank of Utah’s consumer loan experts help locals out on the road to their next adventure quicker, because we process our loans locally.

Recreational Vehicles

If you are looking to purchase a large asset, Bank of Utah offers consumer loans as an alternative to paying cash. Consumer loans are a simple step you can take now that will enable you to pay when it is time to purchase your new recreational vehicle. Bank of Utah finances a variety of large and small recreational vehicles including the following:

Large RVs:
• Trailers
• Boats
• Fifth Wheels
• Campers
• Motor Homes

Small RVs:
• Motorcycles
• ATV’s
• Snowmobiles
• Personal Watercraft


For those who have already purchased recreational vehicles, refinancing your boat or trailer is an often-overlooked way to bring in extra cash flow. Bank of Utah offers refinancing so you can have more freedom to pay for that summer vacation. If you have any recreational vehicles, you might consider refinancing it or you could even use it to pay for medical expenses or other immediate needs.

Other Loan Options

You may be thinking to yourself, what about other loan options like an unsecured loan? Those looking to obtain a loan without collateral, can opt for an unsecured loan. Unsecured loans require a good credit score and have a higher interest rate, but are appropriate under the right circumstances.

Bank of Utah’s Online Consumer Loan Application

Bank of Utah online consumer loan application is quick and simple. Through the application process, you will authorize Bank of Utah to have access to your credit and then we will analyze your request. Your local loan expert will provide you a credit decision within 24 business hours of submitting an application.

Bank of Utah specializes in fast turnaround times and always has your best interested in mind. Take advantage of Bank of Utah’s ability to give you a consumer loan quickly and come out ahead!

Ready to apply? Click here to get started now.

* Loans subject to credit and underwriting approval.