Certificates of Deposit (CD) and Individual Retirement Accounts (IRA)

Earn the highest return with CD rates higher than savings accounts, along with the ability to lock money in place for various short- and long-term needs. The length and amount of the deposit determines the rate of interest earned.

Certificate of Deposit (CD)

A Certificate of Deposit (CD) gives a guaranteed interest rate for a one-time deposit during a fixed period of time.

Super Saver CD

The Super Saver CD is a one-year certificate of deposit, with the added allowance of subsequent deposits during the term of the CD.

Jumbo CD

A Jumbo CD acts like any other CD, except that it is has higher interest rates and is only for amounts over $100,000.

Certificate of Deposit Account Registry Service (CDARS)

The CDARS® program provides a safe and convenient way to access FDIC insurance protection on your money and can be a valuable treasury management or longer-term investment tool for you or your business.

Individual Retirement Account (IRA)

An Individual Retirement Account (IRA) is a personal savings plan that, in many cases, provides income tax advantages to individuals saving money for retirement purposes. IRAs can also be established for educational purposes.