Easy Checking

A male and female hike a slot canyon in Southern Utah

Venture Further.

Discover more with Bank of Utah's Easy Checking account.

Made for your adventures and everyday needs, it gives you
all the tools you need to bank effortlessly — no monthly
maintenance fee or minimum balance requirement, just clear
paths ahead.

Ready for the next step?

Open an account online in as little as 5 minutes and experience
banking that keeps up with you!

Open An Easy Checking Account

 
 
 

Benefits

Enjoy Effortless Banking

Experience straightforward banking without a monthly maintenance fee or minimum balance requirement.

Bank Anytime, Anywhere

Manage your money through online banking or the mobile app — access everything you need at home or on the go!

Pay the Way You Like

Link your debit card to Apple Pay, Google Pay or Samsung Pay for easy mobile payments, or use Zelle® to send money.

Keep Your Money Safe

Enjoy Zero Liability debit card protection and built-in security features that keep your cash safe.

View Your Financial Trends

Utilize My Money Hub, an online banking tool that can help you budget, organize and manage all your finances.

Stay Organized, Pay on Time

Simplify your financial life with online bill pay. Easily make one-time payments or set up recurring payments for all your bills.

Features

  • Open your account with as little as $100.
  • Don’t worry about a minimum account balance — there isn’t one.
  • Access your funds as often as you need, with unlimited deposits and withdrawals.
  • Attach one of three overdraft options to protect your account.
  • View your eStatements in online banking or the mobile app whenever you need them, and keep track of your account activity securely and conveniently.
  • Enjoy access to branch ATMs for deposits and withdrawals, as well as the extensive MoneyPass network of ATMs across the U.S. for added convenience.

Opening an account is safe, easy, and can be done in as little as 5 minutes.

Here's a short glimpse of the process:

  1. Provide your personal information; just a few basics – no documentation needed.
  2. Make your initial deposit into the account. Using a combination of either an account number and routing number OR username and password from another institution, transfer funds easily within the digital application.
  3. Read and agree to the disclosures associated with the account.
  4. Order any extras that may come with the account, such as a debit card, checks or overdraft protection.
  5. Check your email for confirmation or next steps.

When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.

Open an Account

Interested in a different type of checking account?

See More Options


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