Easy Checking

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Live With Steez.
Bank With Ease.

Our Easy Checking account is decked out with all the
features you need to crush your financial goals.

No confusing rules. No monthly maintenance fee.

Ready to bank your way?

Open an account online in as little as 5 minutes.
It's the right move, at your pace.

Open An Easy Checking Account

 
 
 

Benefits

Enjoy Effortless Banking

Experience straightforward banking without a monthly maintenance fee or minimum balance requirement.

Bank Anytime, Anywhere

Go online, hop on the app, or swing by to talk to one of our friendly bankers — it’s up to you!

Pay the Way You Want

Link your debit card to Apple Pay, Google Pay or Samsung Pay, and pay from your phone. Or, use Zelle® to send money.

Keep Your Money Safe

Enjoy Zero Liability debit card protection and built-in security features that keep your cash safe.

Simplify Your Subscriptions

Update payment methods for subscription services in one place with CardSwap, making it easier when you get a new card.

Get Cash or Make Deposits Easily

Find ATMs across the U.S. and make deposits at a Bank of Utah branch ATM near you.

Features

  • Open your account with as little as $100.
  • Don’t worry about a minimum account balance — there isn’t one.
  • Access your funds as often as you need, with unlimited deposits and withdrawals.
  • Attach one of three overdraft options to protect your account.
  • View your eStatements in online banking or the mobile app whenever you need them, and keep track of your account activity securely and conveniently.
  • Get access to budgeting tools and spending trackers to help you manage your money — all within Bank of Utah's online banking and mobile app.

Opening an account is safe, easy, and can be done in as little as 5 minutes.

Here's a short glimpse of the process:

  1. Provide your personal information; just a few basics – no documentation needed.
  2. Make your initial deposit into the account. Using a combination of either an account number and routing number OR username and password from another institution, transfer funds easily within the digital application.
  3. Read and agree to the disclosures associated with the account.
  4. Order any extras that may come with the account, such as a debit card, checks or overdraft protection.
  5. Check your email for confirmation or next steps.

When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.

Open an Account

Interested in a different type of checking account?

See More Options


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