Every homebuying journey is different. Maybe you’re ready for more space, planning for a growing family or finally getting that backyard. That's why we’re here to support you with financing that fits your life today and the future you're planning for.
At Bank of Utah, we know this isn’t just a financial decision, it’s about finding a home that fits your life. You’ll work with a local loan officer who knows the communities we serve and can help you find the right loan for your needs.
With a Bank of Utah Mortgage, You Can:
Keep the Process Moving
Follow a clear, step-by-step mortgage process, so you know what’s happening and what comes next.
Get Real Support from Real People
Work with a loan officer who listens, answers your questions and offers guidance tailored to you.
Find a Loan that Fits Your Life
Choose from mortgage options designed to support your goals, your budget and future plans.
Apply Online, On Your Schedule
Start your application anytime — it's 100 percent online and easy to follow, start to finish.
Lock in a Great Rate Early
Secure a competitive rate when the time is right, with help from a team that's ready when you are.
Plan Ahead with Smart Tools
Use calculators and resources to explore options, payments and how much home you can afford.
Explore Loan Options and Tools to Help You Move Forward
Purchase & Refinance
Start strong with flexible loan options that match your budget, whether you’re just beginning or have a little more saved.
Construction & Lot Loans
Our streamlined process for lot and construction loans takes the stress out of financing, so you can enjoy building your home.
Home$tart Grant
This grant can help with your down payment or closing costs. Funds are limited but refreshed quarterly; it's a good idea to apply early.
Super Saver Mortgage Program
Save for your down payment with a CD designed to help you reach your homeownership goal faster.
Other Mortgage Options to Consider
Understanding your full range of options — for both today and tomorrow — is a smart step in the homeownership journey. Click below to dive into each one and see how they might fit your plans.
Ready When You Are
Buying or building a home is a big moment, but you don’t have to figure it out on your own. Whether you’re just starting to look or already sketching out your dream space, we’re here with real answers, helpful tools and people who genuinely want to help.
And if you’re in research mode, our blog has tips, checklists and real-life insights to help you feel more prepared for what’s ahead.
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