Business Credit Cards

Bank of Utah offers two corporate credit cards to meet your business needs: a standard card and a rewards card. Whether you want to earn rewards, pay no annual fees or eliminate carrying month-to-month balances, let Bank of Utah help you consolidate your high interest cards and provide you with the credit card your business needs.

Download Credit Card Application

I375 small business owners

Corporate Credit Card

No Annual Fees.

I375 small business woman

Corporate Rewards Card

Earn points for cash or merchandise. See details below.

Corporate Rewards Card

Once enrolled with a Rewards Credit Card, account holders will earn points for each qualifying dollar of spend made using the enrolled account. Download Application
Rewards Credit Card holders may redeem points for the following:


Cash back can be redeemed with as low as 3,000 points. Anything over 10,000 points has a cash back rate of 1%. Points between 3,000 to 10,000 have a cash back rate of 0.83%.


Airline tickets, cruise travel, car rental certificates, hotel certificates, etc. can also be redeemed with points. Account holders can book flights directly from the PointQuest site. If the account holder does not have enough points to cover the cost of airfare, he or she may use a credit card to pay the difference.


Account holders can choose to redeem their points for merchandise posted on the PointQuest website.


Redeem your points for gift cards, including cards for dining, travel, movies, music, entertainment, and home and outdoor living.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Balance Transfers 13.24% (WSJ Prime + 8.99)
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances 19.99% (WSJ Prime + 16.74)
This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases, if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the new transaction date.
Minimum Interest Charges If you are charged interest, the charge will be no less than $1.00.
Annual Fees Corporate Card: $0.00
Rewards Card: $25.00
Transaction Fees Cash Advance: $5.00 or 3.5% of total dollar amount advanced, whichever is greater.
Foreign Transactions: 2% of each purchase transaction after conversion to US dollars.
Cash Advance on Foreign Transactions: 2% of each cash transaction after conversion to US dollars plus an additional fee of the greater of $5.00 or 3.5% of total dollar amount after conversion to US dollars.
Late and Returned Payment Fees Equal to the minimum amount due or $25.00, whichever is less.

Download Credit Card Application

Contact Us

John Walton
For more information about Bank of Utah’s Business Credit Cards, contact Norm Fukui.