From Mom’s House to Yours: Your Path to Homeownership

young guy with keys

Maybe you're living with family to save up, renting while you figure things out, or just starting to explore the idea of buying. These days, more people are taking their time, asking smart questions and making sure the move feels right.

We’re here to help with that — with mortgage options that make sense for first-time buyers, honest answers, and local loan officers who get what it’s like to buy your first home in today’s market.

When you're ready, we’ll be ready.

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With a Bank of Utah Mortgage, You Can:

Keep the Process Moving

We’re here to make each step smooth and efficient, so you can get home sweet home, sooner.

Work With Experts Who Get You

Our loan officers take the time to get to know you and guide you through every step.

Choose a Loan that Fits Your Life

From first-time homebuyer programs to conventional loans, we’ll help you find the right match.

Apply Online, On Your Schedule

Start your application whenever it works for you — completely online and easy to follow, start to finish.

Secure a Great Rate Early

When you're ready to move forward, we’ll help you lock in a great rate that works for you.

Use Smart Tools to Plan Ahead

Explore calculators and resources to see what kind of home—and payment—works for your budget.

Explore Loan Options and Tools to Help You Move Forward

Purchase

Start strong with flexible loan options that match your budget, whether you’re just beginning or have a little more saved.

Home$tart Grant

This grant can help with your down payment or closing costs. Funds are limited but refreshed quarterly; it's a good idea to apply early.

Super Saver Mortgage Program

Save for your down payment with a CD designed to help you reach your homeownership goal faster.

Real Talk About Buying a Home

Explore tips, guides and stories to help you feel more confident about your next step.


Let’s Take the Next Step Together

No matter where you are in the process — just curious, doing research or ready to apply — our team is here to support you and help you plan what’s next with confidence.

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