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Bank Of Utah

Consumer Loan Rates


Auto Loans
Whether you’re looking to refinance to a lower rate, purchase the car of your dreams, or simply wanting some cash out on the equity in your vehicle, we have low-rate auto loans to satisfy any of your lending needs. We offer terms up to 84 months on newer vehicles.


Type
Rate as low as*
APR
Max term
Payment
New and Used 3.99% 4.106% 84 Months $343.01
New and Used 3.49% 3.623% 72 Months $386.92
New and Used 2.99% 3.149% 60 Months $450.93
APR and payment based on $25,000 loan
Large Recreational Vehicle Loans
If you need the funds for a travel trailer, motorhome, or boat we have terms up to 10 years.
Recreational Vehicles
(Boats, Trailers, Campers, Customized Vans)
Type
Rate as low as*
APR
Max term
Payment
New 5.00% 5.086% 120 Months $266.27
New 5.25% 5.367% 84 Months $357.77
Used 5.50% 5.659% 60 Months $479.50
APR and payment based on $25,000 loan
Motor Homes
Type
Rate as low as*
APR
Max term
Payment
New - $25,000 and Over 4.50% 4.585% 120 Months $260.18
New - $24,999 and Under 4.75% 4.866% 84 Months $351.87
APR and payment based on $25,000 loan
Small Recreational Vehicle Loans
We offer flexible lending for motorcycles, ATVs, and personal watercrafts at competitive rates.


Type
Rate as low as*
APR
Max term
Payment
New or Used 5.125% 5.246% 84 Months $356.24
New or Used 5.38% 5.513% 72 Months $408.66
APR and payment based on $25,000 loan
Unsecured Loans
We have unsecured personal loans to meet your miscellaneous needs.


Type
Rate as low as*
APR
Max term
Payment
Unsecured 9.99% 10.524% 48 Months $256.15
APR and payment based on $10,000 loan
Savings/CD Secured Loans
Not using the funds in your savings accounts? Use them as security for a low-rate loan.
Type
Rate as low as*
APR
Savings Secured Savings Rate + 3.25% 3.944% - 5.263%
CD Secured CD Rate + 2.00% 2.756% - 4.460%
APR based on $10,000 loan
Shelterline Home Equity Line of Credit
If you have some equity in your home, this is the perfect way to access it. With a 10 year draw period and a 10 year repay period, it’s a flexible way to borrow for whatever you may need with no annual fee.
Type
Financing Parameters
Rate/APR on loans < $250,000
Max term
up to 90% CLTV Minimum Limit of $15,000
Minimum Draw of $250
Prime +.74%** 3.99% floor 10 Year Draw; 10 Year Repayment
For questions about our consumer loans, please contact our consumer lending team at 1-801-409-5419.
* On approved credit and pending underwriting conditions.
** Rate may increase after consummation; not to exceed a maximum APR of 18%.