Bank Of Utah

Consumer Loan Rates


Auto Loans
Whether you’re looking to refinance to a lower rate, purchase the car of your dreams, or simply wanting some cash out on the equity in your vehicle, we have low-rate auto loans to satisfy any of your lending needs. We offer terms up to 84 months on newer vehicles.


Type
Rate as low as*
APR
Max term
Payment
New and Used 3.89% 4.011% 84 Months $341.82
New and Used 3.39% 3.528% 72 Months $385.76
New and Used 2.89% 3.053% 60 Months $449.79
APR and payment based on $25,000 loan
Large Recreational Vehicle Loans
If you need the funds for a travel trailer, motorhome, or boat we have terms up to 10 years.
Recreational Vehicles
(Boats, Trailers, Campers, Customized Vans)
Type
Rate as low as*
APR
Max term
Payment
New 4.75% 4.840% 120 Months $263.17
New 5.00% 5.123% 84 Months $354.76
Used 5.25% 5.418% 60 Months $476.55
APR and payment based on $25,000 loan
Motor Homes
Type
Rate as low as*
APR
Max term
Payment
New - $25,000 and Over 4.25% 4.338% 120 Months $257.12
New - $24,999 and Under 4.50% 4.622% 84 Months $348.89
APR and payment based on $25,000 loan
Small Recreational Vehicle Loans
We offer flexible lending for motorcycles, ATVs, and personal watercrafts at competitive rates.


Type
Rate as low as*
APR
Max term
Payment
New or Used 4.875% 4.998% 84 Months $353.29
New or Used 5.125% 5.267% 72 Months $405.69
APR and payment based on $25,000 loan
Unsecured Loans
We have unsecured personal loans to meet your miscellaneous needs.


Type
Rate as low as*
APR
Max term
Payment
Unsecured 9.99% 10.524% 48 Months $256.15
APR and payment based on $10,000 loan
Savings/CD Secured Loans
Not using the funds in your savings accounts? Use them as security for a low-rate loan.
Type
Rate as low as*
APR
Savings Secured Savings Rate + 3.25% 3.944% - 5.263%
CD Secured CD Rate + 2.00% 2.756% - 4.460%
APR based on $10,000 loan
Shelterline Home Equity Line of Credit
If you have some equity in your home, this is the perfect way to access it. With a 10 year draw period and a 10 year repay period, it’s a flexible way to borrow for whatever you may need with no annual fee.
Type
Financing Parameters
Rate/APR on loans < $250,000
Max term
up to 90% CLTV Minimum Limit of $15,000
Minimum Draw of $250
Prime +.74%** 3.99% floor 10 Year Draw; 10 Year Repayment
For questions about our consumer loans, please contact our consumer lending team at 1-801-409-5419.
* On approved credit and pending underwriting conditions.
** Rate may increase after consummation; not to exceed a maximum APR of 18%.