Your home has likely become one of your most valuable assets, and it can do more than give you a place to live. The equity you’ve built can help you take the next step, whether you're improving your space, buying again, building new or finding more breathing room in your monthly finances.
At Bank of Utah, our local mortgage experts are here to help you make the most of what you’ve worked hard for, with tools, guidance and financing options that fit your goals.
With a Bank of Utah Mortgage, You Can:
Leverage the Equity You’ve Built
Put your home’s value to work in ways that give you more flexibility, more control and more options moving forward.
Get Advice From Local Experts
Get personal guidance from loan officers who know the market and take the time to understand what you need.
Find a Loan That Works for You
Explore a variety of options tailored to your budget, your timing and what you're looking to accomplish.
Apply Your Way
Start your application online or meet with a local loan officer — pick the approach that fits your schedule and style.
Lock in a Competitive Rate
Choose a loan structure and rate that match the way you manage money — and what you’re working toward.
Explore Tools to Run the Numbers
Use calculators and resources to compare loan types, estimate payments and make informed decisions.
Explore Loan Options and Tools to Help You Move Forward
Home Equity Line of Credit (HELOC)
Use your home's equity to open a flexible credit line for ongoing projects, unexpected expenses or future goals.
Purchase & Refinance
Take the next step with mortgage options tailored to fit your goals, whether you’re upsizing, relocating or starting fresh.
Construction & Lot Loans
Build from the ground up with streamlined financing for your lot and construction, so you can focus on the exciting parts.
Second Home & Investment Property Loans
Turn equity into opportunity by financing a second property, whether for future getaways, retirement plans or long-term goals.
Other Mortgage Options to Consider
Understanding your full range of options — for both today and tomorrow — is a smart step in the homeownership journey. Click below to dive into each one and see how they might fit your plans.
Thinking About What’s Next for Your Home?
You’ve built value in your home, and we’re here to help you use it wisely. Whether you're tackling a project, looking for more financial flexibility or even considering a big move, our local team can help you explore what’s possible.
To support you along the way, we also offer tips, checklists and real-life insights on our blog to help you feel more prepared for what’s ahead.