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My Utah is camping under towering pines
and a stress-free RV financing process.
Bank of Utah can help you quickly get the best loan for your dream RV.
We offer a variety of financing options for large and small RVs,
with flexible terms up to 120 months, on:
Apply Today Contact a Loan Officer
Max Term Available3
Rate4
APR5
Max Term Available3
Rate4
APR5
Effective Date: 02/12/20241 A motor vehicle equipped like a trailer for living in, but has driving capabilities so it doesn't have to be towed with a truck.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR based on $25,000 loan.
Loan2 |
Max Term Available3 |
Rate4 |
APR5 |
---|---|---|---|
New or Used - $25,000 and Over |
120 Months |
8.49% |
8.666% |
New or Used - $24,999 and Under |
84 Months |
8.49% |
8.621% |
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Effective Date: 02/12/20241 A motor vehicle equipped like a trailer for living in, but has driving capabilities so it doesn't have to be towed with a truck.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR based on $25,000 loan.
Max Term Available3
Fixed Rate4
APR5
Payment5
Max Term Available3
Fixed Rate4
APR5
Payment5
Max Term Available3
Fixed Rate4
APR5
Payment5
Effective Date: 02/12/2024
1 Large towable vehicles, such as travel trailers, fifth wheels and boats.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR and payment samples based on $25,000 loan.
Loan2 |
Max Term Available3 |
Fixed Rate4 |
APR5 |
Payment5 |
---|---|---|---|---|
New or Used - $25,000 and Over |
120 Months |
8.99% |
9.089% |
$317.90 |
New or Used - $15,000 and Over |
84 Months |
8.74% |
8.872% |
$400.61 |
New or Used - $14,999 and Under |
60 Months |
8.49% |
8.666% |
$514.91 |
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Effective Date: 02/12/2024
1 Large towable vehicles, such as travel trailers, fifth wheels and boats.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR and payment samples based on $25,000 loan.
Max Term Available3
Rate4
APR5
Payment5
Max Term Available3
Rate4
APR5
Payment5
Effective Date: 02/15/2024*
1 Smaller recreational vehicles, such as ATVs, UTVs, snowmobiles and motorcycles.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR and payment samples based on $25,000 loan.
Loan2 |
Max Term Available3 |
Rate4 |
APR5 |
Payment5 |
---|---|---|---|---|
New or Used - $15,000 and Over |
84 Months |
8.49% |
8.616% |
$397.37 |
New or Used - $14,999 and Under |
72 Months |
8.24% |
8.383% |
$443.02 |
|
|
|
|
|
Effective Date: 02/15/2024*
1 Smaller recreational vehicles, such as ATVs, UTVs, snowmobiles and motorcycles.
2 Minimum loan amount: $2,000.
3 Terms may vary based on vehicle year and amount borrowed.
4 On approved credit and pending underwriting conditions.
5 APR and payment samples based on $25,000 loan.
Use our financing calculator to estimate your rate and monthly payment for a new or used RV.
Do I Need to Apply for an RV Loan in Person or Can I Apply from Home or My Phone?
We have both options! You can apply at home or on the go using our convenient online application. Of course, you can always come into any Bank of Utah branch to apply for an RV loan.
My Original Loan Has a High Interest Rate. Should I Refinance My RV Loan?
Yes. Just like a house, if current RV loan rates are lower than the existing interest rate on your loan, we can help you refinance.
Does That Interest Rate Change if I Purchase or Refinance a New RV Versus a Used RV?
No. The used RV loan rate is the same as a new RV loan rate.
Is the Interest Rate Different if I Purchase an RV from a Dealership or from a Private Seller?
No. Bank of Utah has a simple process for any transaction — dealer or private seller.
Can I Borrow More Than the RV is Worth?
Yes. You can borrow up to 105% of the value of the RV. Some restrictions apply. Contact a loan officer for more details.
My Credit Score is Low. Can I Still Qualify for an RV Loan?
Each scenario is unique. Contact a loan officer to discuss your specific situation.