Evergreen Account

My Utah is a view that impresses in every
season and an account that empowers me
in every journey.

Just like a forest of pines brings color to the mountains in both
winter and summer, Bank of Utah's Evergreen Account gives you
the ability to spend day-to-day and save for the long-term.

A checking and savings blend, it allows you to create the life you
want for yourself now and down the road.

Open an Account

Benefits

Spend, Save and Earn

With the ability to gain interest from day one (view rates)*

Use Your Custom Debit Card

With multiple ways to pay, including access to Apple Pay, Google Pay and Samsung Pay for digital payments

Protect Against Fraud

With Zero Liability debit card protection, and fraud protection features with Card Manager

Bank Anytime, Anywhere

With online and mobile banking**, and Zelle®, a free, virtual way to send and receive cash

Find Surcharge-Free ATMs

With smart ATMs at our full-service branches or 40,000+ MoneyPass® locations nationwide

Choose Your Statement Method

With options that include our eStatement Promise or paper statements

*A minimum daily balance of $500 is required to obtain the disclosed annual percentage yield (APY). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

**Mobile carrier message and data rates may apply.

Features

Open your account with as little as $100.
Earn interest, just like you would with a savings account, but pay a $10 monthly service charge and gain the ability to make as many withdrawals as you need per month. Fees could reduce the earnings.
Get the $10 monthly service charge waived if you keep an average monthly balance* of $10,000 in the account.
Attach one of three overdraft options to protect your account.
Make payments using your debit card, checks**, Zelle® and online Bill Pay.

*The average monthly balance is calculated by adding the principal balance in the account for each day of the statement cycle and dividing that figure by the number of days in the cycle.

**Customers over the age of 50 receive one free box of checks per year with an Evergreen account.

Opening an account is safe, easy, and can be done in as little as 5 minutes.

Here's a short glimpse of the process:

Provide your personal information; just a few basics – no documentation needed.
Provide funding information for your initial deposit. Using either an account number and routing number or your online banking credentials from another financial institution, securely connect an account that will be used to fund your new Bank of Utah account.
Read and agree to the disclosures associated with the account.
Check your email for confirmation or next steps.
Complete your account setup by accessing your account number, adding a joint owner or beneficiary and signing up for overdraft protection or eStatements.
Prepare for account activity. Enroll in online banking, order your debit card and link your paycheck to your new Bank of Utah account by searching for your employer and logging in to your payroll service* — no paper forms needed.

When opening an account, you can be confident that our secure banking technology will protect you throughout the process. Learn more here.

*Available through participating payroll providers