A Simpler Way to Get Paid
Direct deposit is a fast and secure way to receive your paycheck and manage your money.
How you set up direct deposit depends on how you open your account:
Why Use Direct Deposit?
Enjoy easier, safer account management from day one.
Fast & Automatic
Your money is available as soon as your employer deposits it, with no trips to the branch or waiting for checks to clear.
Safe & Secure
Eliminates the risk of lost or stolen paper checks with secure electronic transfer into your Bank of Utah account.
Easy Split Deposits
Automatically split your paycheck between accounts to build up savings or route funds toward loan payments.
Choose Your Application Path
Select how you plan to open your account to see step-by-step setup instructions.
If You're Applying Online
Prefer to open your account online? Complete your application and connect your income all in one place.
Online Benefits
- Fast and convenient: Skip separate paperwork and link your paycheck instantly during setup with no extra steps required.
- Eligible accounts: Instant setup is available when opening Easy Checking, Evergreen Checking, I Save, and My Money Market accounts online.
- Support when you need it: Have questions along the way? Our team members are here to help you complete the process.
How It Works
- Select direct deposit setup when prompted in the application.
- Search for your employer or provider and securely sign in.
- Confirm your deposit amount and submit your information.
Want to learn more? Check out our article on our new automated setup feature.
If You're Applying in a Branch
Prefer to open your account in person? Let our team members guide you through the process.
In-Branch Benefits
- Face-to-face guidance: Sit down with a knowledgeable team member who can walk you through account features in person.
- Personalized support: Receive direct assistance to help align your accounts with your financial goals from day one.
How It Works
- Visit any Bank of Utah branch to open your checking account.
- Ask a team member for your account and routing numbers.
- Provide those details to your employer or provider to complete setup.
Have These Details Ready
Having these details available can help you complete your direct deposit setup:
- For online setup: Your employer’s or provider’s name and login credentials
-
For manual setup with your employer: Your Bank of Utah routing and account numbers
Once your new checking account is set up with Online Banking, you can find these numbers there, or you can visit any branch and a team member will be happy to help.
Frequently Asked Questions
Using Our Online Application
Most clients can complete the process online in just a few minutes. Once submitted, the change typically takes effect within 1–2 pay cycles depending on your employer's payroll schedule.
Yes. Your information is protected using security measures designed to help keep your information safe.
If we're unable to connect with your employer or provider, we'll let you know during setup. In that case, you can update your direct deposit directly with your employer or provider using your new account details.
If you receive an error, contact Bank of Utah or update your direct deposit directly with your payroll department using your new account details.
General Direct Deposit Questions
Once submitted, the change typically takes effect within 1–2 pay cycles depending on your employer's payroll processing schedule.
Absolutely. If you opened your account online, you can log back in to your application to set up direct deposit in minutes. If you opened your account in a branch, you can view your account and routing numbers in Online Banking to share with your employer. You are also welcome to visit any branch, where our team members will be happy to provide those details for you.
Yes. Many employers support split deposits, which allow you to divide your paycheck between two or more accounts, such as sending a fixed amount to savings and the rest to checking. You can set this up through your account application online, or provide your account and routing numbers directly to your employer to initiate the split.
Ready to Set Up Direct Deposit?
Open a Bank of Utah checking account online and connect your direct deposit during the application process.
