EZ Checking
An EZ Checking account is a free account with unlimited check writing and includes:
- No minimum balance
- No monthly fees
- Free online banking
- Free bill pay
- Free debit card
- Surcharge-free ATM access in all 50 states.
- Overdraft protection, subject to credit approval
- Special discounts on fees for mortgages closed with Bank of Utah
Other important items:
- The minimum opening deposit is $100
- Fee schedule
Ready to Open an EZ Checking Account? Know What to Bring.
Safe and seamless. We’re here to make your banking experience just that. To help you quickly navigate the account-opening process at your local branch, let’s start with what you need to have on hand:
✓ Two forms of identification:
- ONE primary ID*: Driver’s license, state ID card, passport, military photo ID or other government-issued photo ID
- ONE secondary ID: Social Security card, credit or debit card, account statement from another financial institution, insurance card, birth certificate, pay stub, current student ID, utility bill, union membership card, voter registration card, W-2, tax return or lease agreement
✓ Personal information:
- Full legal name
- Date of birth
- Social Security number
- Address (physical and mailing)
- Phone number (cell, home and work)
- Email address
- Employer
- Occupation
If you’re opening a joint account – an account shared between two or more people – you will need to provide the above personal information for each account holder. To complete the account-opening process, each account holder will need to be present to provide his/her two forms of ID and signature.
✓ A minimum deposit of $100
✓ A security question and answer, to attach an extra layer of security to your account
✓ OPTIONAL: Beneficiary information, including the beneficiary’s full name, birthdate and address, to ensure your money goes where you want it to should you pass away.
*NOTE: If primary identification is less than 60 days old, address verification is required. Acceptable forms of address verification include:
