Ogden, Utah - January 21, 2014
Target Data Breach Leads to Phishing Scams on Unsuspecting Credit Card Holders
Bank of Utah provides tips to help consumers avoid fraud
Bank of Utah is warning consumers not to fall victim to phishing scams related to the Target data breach. Phishing attacks use e-mails and fraudulent websites that appear to be from trusted banks, retailers and credit card companies, to fool recipients into divulging personal financial data.
"Victims of the Target data breach are particularly vulnerable right now to phishing," says Bank of Utah's Chief Deposit Officer Craig Roper. "These criminals are capable of sending very legitimate looking e-mails. The most important thing for customers to remember is that Bank of Utah or any community bank will never ask you for personal information in an e-mail."
Bank of Utah will issue a new credit card to anyone whose information has been compromised. To avoid becoming the victim of a phishing scam, Roper offers the following tips:
- If you have responded to a suspicious email, contact your bank immediately so they can protect your account and your identity.
- Never give out your personal or financial information in response to an unsolicited phone call, fax or email, no matter how official it may seem.
- Do not respond to email that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the email's validity using a telephone number or Web address you know to be genuine.
- Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately to your bank or credit card company.
- When submitting financial information online, look for the padlock or key icon in the address bar of the web page. Most secure Internet addresses, though not all, use "https".
- Report suspicious activity to the Internet Crime Complaint Center (http://www.ic3.gov/default.aspx), a partnership between the FBI and the National White Collar Crime Center.