Bank Of Utah
The Target Data Breach: Frequently Asked Questions
Ogden, Utah - December 20, 2013
On December 19, 2013, Target confirmed it is aware of unauthorized access to payment card data that may have impacted certain guests making credit and debit card purchases in its U.S. stores. The unauthorized access may impact guests who made credit or debit card purchases in our U.S. stores from Nov. 27 to Dec. 15, 2013. Target is working closely with financial institutions, and has identified and resolved the issue. In the meantime, here are some frequently asked questions:
  1. What was taken?
    • Target has said customer names, debit or credit card numbers, card expiration dates, and CVV (the three digit number on the back of the card by the signature line) were taken.
  2. What do I do if I shopped at Target during those dates?
    • First, check to see if there is any strange activity on your checking account, for debit card, or credit card account. If there is contact any Bank of Utah branch or the Bank's customer service number 801-409-5000 or 800-516-5559. You have zero liability for any unauthorized activity on your account.
    • Second, Bank of Utah will be receiving a list of compromised debit cards, if any, from Visa. Upon receipt of the list Bank of Utah will be calling each affected customer and issuing new debit cards. Credit card customers will also be contacted once a list has been provided by the Bank’s processor. We have been able to determine that no Bank of Utah business credit cards have been impacted.
    • Third, if you are extremely concerned you can contact the Bank of Utah and request a new debit card.
  3. How do I protect myself in the future?
    • The attack was aimed at target, so there was nothing an individual could have done. The best thing you can do is monitor your accounts regularly for suspicious activity, and report it immediately.
    • Login into Bank of Utah's online banking and go to "Notify Me Alerts" and set up the criteria you want to be notified about transactions over a certain dollar amount, or your account balance going below a certain amount.