Bank Of Utah
Federal Deposit Insurance Corporation (FDIC)
This page contains information about how the FDIC safeguards your deposits, and how you can make sure 100% of your money deposited in Bank of Utah is insured. First, please note the following:
  • Bank of Utah is a member of the Federal Deposit Insurance Corporation (FDIC).
  • The FDIC was organized in 1933 to insure deposit dollars of failed banks and to help maintain sound conditions in the nation's banking system.
  • The FDIC is an independent agency of the U.S. Government.
  • The FDIC has responded to thousands of bank failures, and not one penny of insured deposits from these failed banks has been lost.
  • The FDIC is not subsidized by the government, but is funded by premiums that banks pay for deposit insurance coverage and from earnings on investments in U.S. Treasury securities.
Helpful links

The content in the following links is provided by the FDIC and is for informational purposes only. Bank of Utah makes no warranties or representations as to its accuracy and bears no liability for your use of this information.
Contact the FDIC toll-free at 1-877-ASK-FDIC (877-275-3342) Mon-Fri from 8:00 am until 8:00 pm (Eastern Time) or online at
You can also visit your Bank of Utah Branch or call us toll-free at 800-516-5559 Mon-Fri 9:00am-5:00pm (Mountain Time).
Notice of expiration of the temporary full FDIC insurance coverage for noninterest-bearing transaction accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit
Expiration of Temporary Unlimited Coverage for Noninterest-Bearing Transaction Accounts