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Bank Of Utah

Personal Loans, Home Equity & Mortgage


Get the money you need quickly and easily!

Whatever your individual cash flow needs, Bank of Utah has a personal loan for you. We offer four different kinds of personal loans:

  • Mortgage and Construction Loans
  • Home-Equity Loans and Lines of Credit
  • Consumer Loans (autos, boats, motorcycles, etc.)
  • Demand Deposit Line

Mortgage and Construction Loans

Whether you are buying your first home, refinancing or thinking about building your dream home, we can help find the right mortgage product for your needs. We have consistently been a top lender in the state for first-time homebuyers and are one of the top construction lenders along the Wasatch Front. Over 80% of our business comes from repeat customers or from customers who recommend us to their friends or family. To learn more about our mortgage products, go to our mortgage banking website or pre-qualify online now.

Home Equity Loans

Second Mortgages and Bank of Utah Home Equity Lines of Credit allow you to borrow against the equity in your home to pay for various expenses that you may have. A second mortgage is a one-time lump sum payment; a Home Equity Line of Credit is a line with a pre-determined limit. Both have different advantages depending on your situation. To learn more about Home Equity Loans call 800-516-5559 or to pre-qualify for a home equity loan.

Consumer Loans

Bank of Utah offers very competitive rates on consumer loans including automobiles, boats, trailers, campers, motor homes, personal watercraft, motorcycles, ATVs and personal/unsecured credit. As a Bank of Utah account holder, you receive a discount of .25% off of your original loan rate when you set up your loan payment with an automatic payment plan.

Check Guarantee Loan

With Bank of Utah you can attach a Check Guarantee Line of Credit to any checking account. A Check Guarantee is a line of credit where funds are advanced automatically to your checking account when your balance falls below zero. Advances will be made in $50 increments up to your credit limit. You pay interest on the money only while you use it. The Annual Percentage Rate (APR) is 21%. Your minimum payment is deducted automatically from your checking account and can be made in person or through Internet Banking. The minimum payment will equal any amount past due, any fees or charges that are due and the greater of $10.00 or 5% of the loan balance on the last day of the billing cycle.

Come in to one of our branches today, contact a Personal Banker or call 800-516-5559 for details.

*All loans are based on credit approval.